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Even without working, spouses can qualify for benefits.
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Medicare eligibility starts at age 65.
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For couples, it's strategic to stagger benefit start dates.
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Husband might start benefits at 70; wife at full retirement age.
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You can switch to spousal benefits if spouse isn't receiving benefits yet.
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Starting regular Social Security benefits at 62 is an option.
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You can switch to spousal benefits later when spouse files for benefits.
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Consider the best timing for maximum benefits.
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Understanding Social Security rules can maximize benefits for couples.
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Understanding Social Security rules can maximize benefits for couples.
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Next steps